HDB Owners,
Owning a condo may not have crossed your mind…
You might be telling yourself …
“ I don’t think I can afford to upgrade”
But with our in-depth financial planning and straightforward Home Progression Strategy,
You can potentially…
Upgrade to a condominium WITH ZERO CASH TOP UP |
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Own 2 properties and create PASSIVE INCOME |
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+ gain a SPARE FUND of up to 100k for “rainy days”
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What is your plan?
If you were to ask yourself, “What is my main goal in the property market?”
What would your answer be?
Are you looking to purchase private property? |
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Are you looking to sell property that you currently own? |
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Are you looking for advice on how best to maximise your assets?
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Here’s where we come in! Many people doubt their ability to own private property.
They see it as a dream that is difficult to make a reality. But that is not the case! With our in-depth financial planning and straightforward home progression strategy, we will show you how you can, - Upgrade to a condominium WITH ZERO CASH TOP UP |
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Create a passive income stream by owning two properties. |
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Gain up to $100,000 from your property transactions.
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If these sound like interesting propositions to you, we can help you achieve your financial goals!
Sean and Wendy are both 35 years old. They make a combined income of $7000 a month. At the time that they met with us, they were the owners of a 4 room HDB flat.
They had the intention of selling their home to upgrade to a 5 room flat. We discussed their goals with them and we created a detailed and meticulous asset progression plan for them with the express intention of growing their wealth.
With this plan, they successfully upgraded to a private condominium instead of a 5 room HDB flat without touching any of their savings and even have a CASH reserve of $120,000.
With a clear guide and road map created from scratch, customised to their particular circumstances. As a bonus, they realised they were even able to afford and own a second property!
Now let’s take a look at another case that didn’t go as well as the case above. Andy and Janice were happy and debt-free. They had used a considerable amount of their CPF funds to fully pay off the loan on their flat. Unfortunately, they had a sudden family emergency and decided to downgrade to a smaller flat to get some cash to deal with the issue at hand. However, when we looked at the specific details and did all the necessary calculations we discovered that Andy and Janice would not be able to get any cashback at all. The shock was quite hard to take, and understandably so. So what happened? What caused this lamentable situation?
Let’s have a look at the full picture.
WHY? LET ME EXPLAIN!
The current CPF interest rate is 2.5%
Assuming you decide to use your CPF OA balance to pay off your housing loan, you will lose:
The 2.5% accrued interest you could have earned from leaving it inside CPF |
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A portion of your cash proceeds because you have to pay the 2.5% accrued interest back to your CPF when you sell your HDB |
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Let me take you on a journey toward a brighter future
Many people today feel that owning private property is something that is out of their reach. They worry about age, income, and their other commitments. Worry is normal. We all do it. We’re human. But with a well planned and executed asset progression plan, tailored to you, you can look forward to a future with a lesser burden. We are thankful to be in this position to help you achieve your financial goals. We have clients from all walks of life and nothing gives us more joy than to hear them say “If only I met you earlier.”
Let’s get together for a cup of coffee and a conversation. On us, and obligation-free. There’s never a bad time to gain more knowledge on any subject. We will show you how to achieve asset progression in a safe and comfortable manner.
A simple "calculation" method to recognise your financial standing. 
A far-sighted "roadmap" that would allow you to retire comfortably. 
A simple yet effective CPF usage plan - with 4 PRECISE steps to accumulate wealth earlier. |
The 3 ways to analyze the available options in the property market and determine the best choice that is suitable for you. 
A 4-step process to do in-depth financial calculations which would include additional costs like legal fees, cash outlay, stamp duty, etc. 
An "Emergency Fund" plan that can finance your property loan UP TO 3 YEARS. |
A WONDERFUL OPPORTUNITY IS HERE FOR YOU NOW
Many clients assume that certain types of property are out of their reach due to worries like age, income, etc.
After we met up with them and shared with them our home ownership progression strategies, they actually regretted missing their opportunity and wished they had met us earlier!
Let’s meet for a NON-OBLIGATORY FREE sharing session and we will show you how to achieve home ownership progression SAFELY and COMFORTABLY.
There is NOTHING to lose in gaining more knowledge. You can walk away easily if you are not comfortable with what we are sharing. Just enjoy a cup of coffee on us!
 I have graduated from Nanyang Technological University" and worked in the audit industry, before making the transition to real estate. Being in the real estate business for more than 8 years, I meet clients from all walks of life. The relationships we build are laid upon strong foundations of trust and confidence. I promised to deliver top-quality service that always puts your best interests at the forefront. I sincerely thank my clients and friends' support which has allowed me to be a consistent Top Producer at Propnex Realty Pte Ltd, one of the largest real estate agencies in Singapore. I believe that the best thing I can do for my clients is to equip them with the knowledge and the best strategies that will lead them to achieve their property goals. Take the journey toward a secure financial future with me. PropNex Achievers
CEA no: R050191G Propnex Realty Pte Ltd, License No.: L3008022J ASSOCIATE GROUP DIRECTOR POWERFUL NEGOTIATORS GROUP PROPNEX REALTY PTE LTD |
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